Fill the Gaps in
Original Medicare
Medigap plans help pay some of the out-of-pocket costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Important Medicare Disclaimer:
We do not offer every plan available in your area. Currently, we represent multiple organizations that offer Medicare Supplement Insurance (Medigap). Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.Benefits of Medigap Plans
Add financial predictability and nationwide provider choice to your Medicare coverage.
Predictable Costs
Reduces unexpected out-of-pocket expenses from Original Medicare.
Doctor Choice
Use any provider that accepts Medicare nationwide.
No Referrals
See specialists without referrals in most cases.
Guaranteed Renewable
Your coverage renews as long as premiums are paid.
Travel Friendly
Coverage travels with you across the United States.
Medigap Plan Letters
Medicare Supplement plans are identified by letter. Availability and benefits vary by state and carrier.
Basic Benefits
Additional Benefits
Comprehensive Option
Popular Coverage
Most Comprehensive
Most Popular Plan
Cost-Sharing Option
Lower Premium Option
Shared Deductible
Office Copay Plan
Plan F is only available to those eligible for Medicare before January 1, 2020.
Benefits vary by plan and availability varies by state and carrier. Our agents can explain which plans are available in your area.
Who Is Eligible?
Enrolled in Part A & Part B
You must have both Medicare Part A and Part B to enroll in most plans.
Live in the Plan's Service Area
Plan availability depends on your ZIP code and county.
U.S. Citizen or Lawfully Present
You must be a citizen or lawfully present in the United States.
Enrollment Periods
Medigap Open Enrollment Period
6 months starting the month you turn 65 and enroll in Part B — The best time to buy a Medigap policy with guaranteed acceptance.
Annual Enrollment Period (AEP)
October 15 – December 7 — You can review other coverage, but Medigap enrollment rules vary by state.
Special Enrollment Period (SEP)
Conditional — Certain situations may allow you to enroll outside standard windows.
Compare Medigap plans in your area
Request a free consultation and a licensed agent will help you understand your Medigap options.